Damaged Credit

How About FREE* Credit Repair? Increase Your Credit Score Today on OUR Dime!

At Advantage Capital Mortgage, we offer a variety of lending products to meet the varied needs of each of our customers. Many borrowers mistakenly assume that a poor credit score will keep them from getting a loan. However, we recognize that you are more than your credit rating. We have solutions that take other factors into account and give you the chance to rebuild your credit and move on with your life.

If your credit score turns out to be too low to approve you for a loan, or even if it is just below where it needs to be in order to get you the best rate and payment, we can help.  With the recent, dramatic changes taking place in the mortgage industry, you credit report and score are more important than ever.  Over the last year or so, we have seen the virtual elimination of the entire subprime lending market (below 580 credit scores) as well as minimum scores on FHA and VA loans for the first time.  At this point, if you don't have at least a 620 credit score it will be extremely difficult to qualify for the best rates out there, if at all.

At Advantage Capital Mortgage, we won't just turn you down and move on to someone else.  We never have and we never will.  We value everyone who takes the time to apply for a mortgage with us.  With that said, if we cannot get you approved for a loan (purchase, refinance or Home Equity Loan) now, we will thoroughly analyze your situation and come up with a workable game plan to get you to where you need to be, whether it be in matter of weeks or months.  That's right, even if you have bad credit, or just a low credit score, we can help!

Although we are a mortgage company and primarily in the business of originating loans, we realize that some folks are in desparate need of credit repair.  That's where the other part of our business comes into play.  You can contract directly with us for this highly effective and personalized service.  If you decide to retain us to improve your credit report and score we will spend all of the time you need and keep you in the loop every step of the way.  Who knows better than a lender where your credit needs to be in order to qualify for a new mortgage loan?

Now for the best part!  Although we charge a small fee for this invaluable service, WE will refund this fee back to you when we are able to approve and fund a loan for you!  That's right; WE are putting our money where our mouth is so you won't have to.  We understand that everyone's situation is different and we are here to help you, not to get you to part with your hard earned money.  There are, of course, some restrictions to this offer.  Obviously you will want to know all the details, so feel free to either call or email us and find out what we can do for you!

Find out if you qualify for our FREE* credit repair offer today!

Click here to begin the application process, or click here to contact us and discuss your situation.

*Certain restrictions apply to our free credit repair offer.  New clients must take part in an initial, free consultation and sign a contract for this service in addition to paying a fee.  This fee is for credit repair only.  There are additional fees involved if you would like us to negotiate with your creditors for a reduced payoff.  The fees for these additional services are not part of our FREE credit repair offer.  Only the fee collected for the basic credit repair service is refundable at the time your loan funds through us or our preferred provider.  Contact us for details today