Credit Repair

Are You Ready to Get Your Credit Repaired Now?

Want to Buy that Dream House While the Prices are at Rock Bottom?

Tired of Being Turned Down for Credit?

Let's Get Going!

Our credit repair service is one of the most comprehensive services on the market today.  Think about it, who knows better than a lender what needs to be improved in order to approve you for a loan?  While our primary business is mortgage lending, we see the need to help folks clean up their credit in order to finally qualify for a new mortgage.  With the current state of the credit/mortgage market, having good credit has become more important than ever.  Although we might be able to find you a loan if your credit is bad, the chances are slim and the rate and terms will be lousy.

Our job, as mortgage professionals, is not to stick you in a sub prime loan with a rate of 12%.  We wouldn't be able to sleep at night, nor would we have any repeat customers.  Our job is to get you to the point where you finally qualify for the best loan out there at current market rates.  If it takes a little bit more time to do it, then so be it.  Think about it - you would pay over $360,000 in additional interest on a $200,000 loan at 12% than at 6%.  That is nuts!  And that is just one example.  Many employers review your credit report prior to offering you employment as well.  With a low credit score, you are probably paying more for your car and homeowners insurance.  

Let's end the maddness and get down to business.  Odds are that if you have bad credit (collections, charge-offs, late payments, bankruptcy, etc.), you probably went through a rough period in your life and made some mistakes.  Now, with that in mind, no one can claim to have accurate items removed from your credit report.  We certainly won't make that claim either, however, according to the Fair Credit Reporting Act, you have the right to dispute the accuracy and completeness of every item on your credit report.  That's right!  The burden of proof is on the Credit Reporting Agencies to prove that the information they are reporting about you is accurate and complete, not the other way around!  We use the law to work for you, not them.  Armed with the power, as outlined, in the Fair Credit Reporting Act, we will demand that the Credit Reporting Agencies PROVE everything that they are reporting about you and if they cannot, within 30 days, they MUST delete the disputed items.

Now we know that it might seem easy, however the Credit Bureaus often use delay tactics or just mark your dispute as frivolous or any number of things.  We have seen it all and we know how to burst through all of their stall tactics to get the results that you deserve.  We have been doing this for many years and have tons of satisfied customers for life with our successful credit repair strategies.  It is definitely more of an art than a science and we are constantly improving our techniques. 

There are a lot of credit repair companies out there that just send out the plain form letter type disputes over and over again and keep collecting their $89 monthly fee with little to no success.  That's where we are different.  We tell you right up front how much it will cost and can even offer payment options to fit your budget.  Our goal is not to get 89 bucks out of you every month until you get tired of paying us - Our goal is to improve your credit and raise your score as quickly as possible so that we can do what we love - Approve you for a new mortgage loan.  You see, the pressure is on us to clean up your credit report and raise your score as quickly as possible so we will get yet another happy customer for life, period!  That's why we will even refund our credit repair fee as soon as we fund your loan.  What could be easier?  Now there are some limitations to that offer, so Contact Us right away to go over the details and find out what we can do for you!

We understand that everyone's credit is different and some will be much easier to repair than others so instead of having a flat fee for everyone, we price our credit repair service based on the amount of things we need to work on.  For questions or for a price quote and more information, Contact Us right away!

Once you decide to move forward, we will email you our contract as well as an invoice for the cost of the service.  After completing the contract we ask that you either fax, mail or scan it back to us so we can schedule a time for your initial consultation.  After our initial consultation, you have 3 days to cancel the contract if you change your mind. 

We look forward to helping you now and in the future and greatly appreciate you giving us the opportunity to earn your business!